MAJOR WIN!! When I joined Eva challenge a year ago I thought I would learn some nuggets on credit repair WRONG! She taught financial literacy how to level up financial resume, financial knowledge, tools e to get out or credit card debt. During this past year I heard Eva say when you join my @ community you have direct access to me l'll be honest I didn't think I would actually have that kinda access WRONG! Again, these past several months Eva has been right there walking it out with me. When my car was totaled everyone said stop making those pymts but this voice in my head said CONSULT your coach, and I did and she REPLIED immediately and I was like WHOA! I think I was more excited that I got a reply so quickly just like she told us in the zoom room. She said make the pymts and I did (even though I didn't want to & This the moment I realized that survival mindset shifted to I'm in the right place to grow. This past year has been an upward journey one step at a time. My understanding of GAP came from the streets of others who also didn't have a clue. Lesson #175 learned, all because I joined a 2 week credit challenge BEST DECISION IN 2024! God connected us and I'm BEYOND THANKFUL!

HAPPY ALOHA FRIDAY Good Afternoon Empower Fam!!! I got some great news to share with you all. I ad my last debt that Eva pushed me to negotiate and not let them push me over or settle for less. My balance was $1,877. I called on Tuesday and Eva told me to shoot for $700 an they was only going to offer me $1,100. Then Eva tod me to wait it out a couple of days and call back to renegotiate.... Called this afternoon and settled this account or $750! No more debt in collections and i feels like a huge weight lifted off my chest. Thank you so much Eva for all your help and guidance. Have a blessed Aloha Friday everyone!

Leverage! Shout out to Eva Palacios!! Coached me to qualify for 3 CCs in the last 30 days! Navy Federal, USAA and Discover! All with 0% balance transfer fo 12+ months! Over $40K of leverage she jus coached me to get! Balance transfer to bank, to policy, borrow back out to put into real estate! 🙌

Because I've been here for YEARS, I was able to help my nephew obtain 3 fab 5's. Transfer a balance to Discover from a BofA (yes, he had 1 fab 5) And he leaped out on an educational expense for 10k, believing he had a balance transfer offer back in Jan. He did but it had expired. I gave him some game plays and told him you watch out for the emails or mail B of A will send another, I PROMISE! He got a lump sum of cash and was calling me to strategize best options to maximize it. He wanted to pay the debt, which he had got down to 7k with some other power moves. I say, are you sure you haven't got an email from B of A? He says, NO. Then he said hold on let me look through this mail, BAM!!!! Balance transfer !! Now he's taking that 7k and most likely going to increase this at least 3/4x by the time the balance transfer has to be paid off! He's still numb from the last transactions, this just blew his mind and he's like WOW, you said this would come. And we had him start Turo'ing his car that would just sit, as he literally lives two blocks from his job and school in San Jose 7 mins from the airport! Straight Game there, I WISH!! lol